Jeanne D’Arc Credit Union is taking a major step forward in its digital evolution with the addition of MANTL’s Onboarding & Account Opening Solution, now fully integrated into Alkami’s platform. The collaboration enables Jeanne D’Arc to deliver a faster, more intuitive, and personalized banking experience across every channel — online, mobile, and in-branch. “At Jeanne D’Arc, our goal is to make banking simpler, smarter, and more meaningful for our members,” said Larissa Thurston, President and Chief Executive Officer of Jeanne D’Arc. “By incorporating MANTL into Alkami’s platform, we’ve connected account opening, digital banking, and marketing insights into one unified system.…
Author: Editorial Team
Lloyds Banking Group is transforming mobile banking with a sophisticated AI financial assistant that combines always-on support, real-time personalized insights, and seamless access to human experts whenever needed. The experience is designed to act as a smart financial companion — answering questions, offering proactive money-management guidance, and tailoring coaching to every customer’s unique needs. Agentic AI: A New Era for Personal Finance in the UK Lloyds becomes the first UK bank to leverage agentic AI on this scale — empowering customers with next-step recommendations and context-aware support that goes well beyond standard chatbots. Their latest Consumer Digital Index reveals just…
The initiative has already gained strong momentum: as of October 2025, over 1,000 financing applications are submitted each month, representing a total funded amount of €7 million and climbing. Revolutionizing SME Financing in Germany More than 70% of German SMEs identify access to external funding as one of their biggest challenges. Lengthy approval times, complex processes, and strict lending criteria often limit their growth potential.The integration of YouLend’s embedded financing infrastructure into the Tide KreditPlattform addresses these pain points by offering a fully digital, seamless, and flexible financing process. Businesses can now apply for funding directly through Tide’s platform —…
This acquisition strengthens United Fintech’s growing Commercial Banking division, combining Trade Ledger’s proven technology and expertise in data-powered lending with United Fintech’s global digital infrastructure and innovation network. Trade Ledger will continue to operate under its existing leadership and brand identity, serving top-tier clients such as Barclays and Bank of Queensland, while benefiting from United Fintech’s global reach and ecosystem. “AI is redefining how banks operate, and Trade Ledger is leading that transformation,” said Christian Frahm, CEO and Founder of United Fintech. “Martin McCann and his team have developed exceptional technology that turns lending into a real-time, data-driven experience. Together…
SBS’s end-to-end core platform currently manages one in five UK mortgages, partnering with leading lenders such as Newbury Building Society, The Co-operative Bank, Hinckley & Rugby Building Society, Scottish Building Society, Swansea Building Society, and Kensington Mortgages. Meeting the Demand for Modern, Personalized Banking Today’s consumers expect the same seamless and personalized digital experiences from their banks as they receive from online retailers and streaming services. For UK building societies and traditional banks, these expectations—combined with increasing competition from digital-first challengers—have created a pressing need to modernize operations. SBS’s Core MSS platform enables financial institutions to transform their systems without…
The enhanced score expands the traditional range from 0–999 to 0–1250, allowing for a more detailed and transparent breakdown of financial behavior. This refinement helps people see how lenders interpret their credit activity and what specific actions can make a positive difference. The model now recognizes and rewards the financial habits lenders value most — such as: By reflecting these modern financial behaviors, Experian’s Smarter Credit Score offers a more accurate, personalized view of financial health. More Transparency and Actionable Insights As part of this rollout, Experian is providing users with clearer guidance on what impacts their credit score and…
Finlayer, a modern financial management platform designed for small and medium-sized businesses, has joined forces with Salt Edge, a global leader in open banking solutions. This partnership enables Romanian businesses to integrate multiple bank accounts, automate workflows, and gain real-time financial insights—all within a single, secure platform. Finlayer selected Salt Edge for its robust, fully compliant open banking framework, which lays the foundation for smarter, more connected financial tools. Through Salt Edge’s Account Information Services (AIS), Finlayer can connect with nearly every bank in Romania, automating reconciliation, consolidating account data, and providing instant access to balances, transactions, and cash flow.…
Monmouthshire Building Society has announced a five-year partnership with Phoebus Software to deliver advanced account servicing technology as part of its ongoing digital transformation strategy. The collaboration aims to enhance automation and operational efficiency across the Society’s mortgage and savings servicing functions. By adopting the Phoebus platform, Monmouthshire Building Society will streamline key processes including document management, rate changes, and diary administration, while also improving complex workflows such as arrears management and repossessions. In addition, the implementation will leverage Phoebus’ originations and migrations API to seamlessly onboard new lending and migrate existing portfolios from legacy systems. Adam Oldfield, Chief Executive…
Trulioo’s latest platform enhancements redefine how organizations verify identities, detect fraud, and maintain ongoing digital trust. These innovations introduce greater transparency, stronger fraud defenses, and smoother verification experiences for both businesses and their customers. With new biometric authentication tools and dynamic Know Your Business (KYB) intelligence, Trulioo continues to set the global standard for secure digital verification. Raising the Bar for Document and Identity Verification Trulioo’s new AI- and machine learning-driven technologies are revolutionizing document verification, helping businesses stay ahead of increasingly sophisticated fraud while ensuring a frictionless user experience. Redesigned Customer Portal with Intelligent KYC:The new customer portal, powered…
Founded in 2013, Best Egg has become one of America’s most recognized personal loan platforms, specializing in prime borrowers and maintaining a strong reputation for risk management. Since inception, it has facilitated over $40 billion in personal loans for more than two million customers nationwide. In 2025, Best Egg is projected to originate over $7 billion in new personal loans. Its funding model relies on securitization programs and forward flow arrangements with various alternative asset managers, generating predominantly fee-based, capital-light income through origination and servicing operations. Currently, the company services approximately $11 billion in outstanding loans. Following completion, Barclays plans…