This acquisition strengthens United Fintech’s growing Commercial Banking division, combining Trade Ledger’s proven technology and expertise in data-powered lending with United Fintech’s global digital infrastructure and innovation network.
Trade Ledger will continue to operate under its existing leadership and brand identity, serving top-tier clients such as Barclays and Bank of Queensland, while benefiting from United Fintech’s global reach and ecosystem.
“AI is redefining how banks operate, and Trade Ledger is leading that transformation,” said Christian Frahm, CEO and Founder of United Fintech. “Martin McCann and his team have developed exceptional technology that turns lending into a real-time, data-driven experience. Together with our acquisition of CBA earlier this year, we’re building the most comprehensive digital infrastructure for commercial banking—covering lending, trade finance, and payments. Through the United Fintech ecosystem, we’re scaling these innovations globally to help financial institutions thrive in the AI era.”
This deal follows United Fintech’s earlier integration of CBA, enhancing its payments and trade finance capabilities. Together, these strategic moves position United Fintech as a key partner for banks seeking to automate workflows, improve credit decisioning, and accelerate digital transformation through AI and advanced data analytics.
The all-share transaction aligns the long-term interests of both organizations. Trade Ledger’s founders have exchanged their shares for equity in United Fintech, reflecting their commitment to the shared mission and future growth of the combined group.
“Joining United Fintech marks an exciting new chapter for Trade Ledger,” said Martin McCann, CEO and Co-Founder of Trade Ledger. “Our goal has always been to revolutionize how banks use data and technology to serve customers. Partnering with United Fintech gives us the scale, expertise, and reach to accelerate that mission and create a greater impact—faster. We’re proud to become shareholders in United Fintech and part of a global movement transforming banking for the AI age.”
United Fintech’s acquisition of Trade Ledger underscores the growing demand for AI-driven financial technology, uniting global innovation, intelligent automation, and human expertise to redefine the future of commercial banking.
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