The initiative has already gained strong momentum: as of October 2025, over 1,000 financing applications are submitted each month, representing a total funded amount of €7 million and climbing.
Revolutionizing SME Financing in Germany
More than 70% of German SMEs identify access to external funding as one of their biggest challenges. Lengthy approval times, complex processes, and strict lending criteria often limit their growth potential.
The integration of YouLend’s embedded financing infrastructure into the Tide KreditPlattform addresses these pain points by offering a fully digital, seamless, and flexible financing process. Businesses can now apply for funding directly through Tide’s platform — empowering them to act swiftly on new opportunities.
Tide already supports small businesses with a wide range of connected financial tools, including business accounts, automated invoicing, savings, and lending solutions. By integrating YouLend, Tide enhances its financing capabilities with a fast, transparent, and fully embedded funding option that simplifies business lending for entrepreneurs.
Integrated Financing That Drives Growth
“With Tide, we are bringing our embedded financing infrastructure to one of Europe’s most dynamic SME markets,” said Leonard Strigel, General Manager Germany at YouLend.
“Together, we’re creating a direct and digital access point to capital for small and medium-sized enterprises in Germany — where traditional banking processes can often be too complex or too slow. Our mission is to give entrepreneurs what they need most: the freedom to grow.”
A Proven UK Model Expands to Germany
“YouLend combines deep expertise in SME financing with a clear understanding of small business needs,” said Anna Fromme-Schön, Country Managing Director Germany at Tide.
“This partnership allows entrepreneurs in Germany to access financing solutions directly within their familiar Tide environment — with just a few clicks, no paperwork, and no long waiting times. It’s about saving time and letting businesses focus on what truly matters — growth.”
German SMEs looking to explore YouLend’s financing options through the Tide platform can visit www.tide.co or contact their Tide representative for more details.
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